CREDITREFORM EESTI OÜRegistered
Key figures
222 400 €+4,7%
Revenue 2025
−10,3%
Average annual change 2019–2025
Ratios
2025−1,9%
Profit margin
−1,3%
EBITDA margin
30,1%
Equity ratio
1,2×
Current ratio
−18,2%
Return on equity
2049 €
Average gross salary
Balance sheet structure
Current assetsNon-current assetsLiabilitiesEquity
Quarterly figures
| Quarter | Revenue | Number of employees | Labour taxes |
|---|---|---|---|
| Q2 2026 | 28 461 € | 6 | 19 400 € |
| Q1 2026 | 22 545 € | 6 | 19 267 € |
| Q4 2025 | 21 642 € | 6 | 20 754 € |
| Q3 2025 | 26 604 € | 6 | 20 980 € |
| Q2 2025 | 27 116 € | 6 | 20 046 € |
| Q1 2025 | 11 868 € | 6 | 19 799 € |
Source: Tax Board open data — based on VAT returns, may not exactly match revenue in the annual report. Updated quarterly.
Dividends
calculated2025
No dividends were distributed.
History
dividend other equity decrease
20250 €
20240 €
20230 €
20220 €
20210 €
20200 €+4896 € other
Previous year's retained earnings + previous year's profit − current retained earnings.
Summary of financial statements2019–2025
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|
| Balance sheet — assets | |||||||
| Total current assets | 135 818 | 94 679 | 80 360 | 70 640 | 91 045 | 88 521 | 67 823 |
| Total non-current assets | 98 297 | 98 142 | 65 154 | 34 721 | 21 211 | 20 278 | 10 871 |
| Total assets | 234 115 | 192 821 | 145 514 | 105 361 | 112 256 | 108 799 | 78 694 |
| Balance sheet — liabilities and equity | |||||||
| Current liabilities | 90 386 | 50 233 | 45 835 | 41 088 | 72 448 | 80 788 | 55 005 |
| Non-current liabilities | 0 | 40 000 | 43 306 | 56 381 | 22 000 | 0 | — |
| Total liabilities | 90 386 | 90 233 | 89 141 | 97 469 | 94 448 | 80 788 | 55 005 |
| Share capital | 6400 | 6400 | 6400 | 6400 | 6400 | 6400 | 6400 |
| Retained earnings of previous periods | 147 194 | 136 689 | 100 445 | 54 229 | 5748 | 15 665 | 25 868 |
| Profit for the year | −10 505 | −36 245 | −46 216 | −48 481 | 9916 | 10 203 | −4322 |
| Reserves and other equity | 640 | −4256 | −4256 | −4256 | −4256 | −4257 | −4257 |
| Total equity | 143 729 | 102 588 | 56 373 | 7892 | 17 808 | 28 011 | 23 689 |
| Income statement | |||||||
| Sales revenue | 427 831 | 358 574 | 287 809 | 230 335 | 226 904 | 212 498 | 222 400 |
| Operating profit | −39 414 | −35 588 | −42 910 | −45 407 | 13 002 | 11 615 | −3154 |
| EBITDA | −30 282 | −26 958 | −34 921 | −40 907 | 15 180 | 11 693 | −2842 |
| Profit before income tax | −41 058 | −36 245 | −46 216 | −48 481 | 9916 | 10 203 | −4322 |
| Profit for the reporting year | −10 505 | −36 245 | −46 216 | −48 481 | 9916 | 10 203 | −4322 |
| Labour costs | 292 868 | 245 979 | 226 501 | 205 271 | 183 179 | 184 675 | 190 874 |
| Depreciation of non-current assets | 9132 | 8630 | 7989 | 4500 | 2178 | 78 | 312 |
| Other indicators | |||||||
| Employees | 13 | 11 | 10 | 7 | 7 | 7 | 7 |
| Calculated dividend | — | 0 | 0 | 0 | 0 | 0 | 0 |
A dash (—) means the report has not been filed or the line is not reported; 0 is a zero stated in the report.
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Annual reportsPDF, XBRL
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Source: e-Business Register (RIK). Files open/download directly from the official register.
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