Kaardiekspert OÜRegistered
Key figures
1 116 559 €−1,4%
Revenue 2025
+1,7%
Average annual growth 2019–2025
Ratios
202546,6%
Profit margin
39,7%
EBITDA margin
90,9%
Equity ratio
7,2×
Current ratio
39,2%
Return on equity
2782 €
Average gross salary
Profit exceeds EBITDA because of financial income (e.g. dividends or interest), which EBITDA does not include.
Balance sheet structure
Current assetsNon-current assetsLiabilitiesEquity
Quarterly figures
| Quarter | Revenue | Number of employees | Labour taxes |
|---|---|---|---|
| Q2 2026 | 283 145 € | 4 | 18 090 € |
| Q1 2026 | 271 617 € | 4 | 20 197 € |
| Q4 2025 | 362 494 € | 4 | 25 634 € |
| Q3 2025 | 339 216 € | 4 | 20 397 € |
| Q2 2025 | 198 056 € | 4 | 16 907 € |
| Q1 2025 | 368 864 € | 3 | 20 018 € |
Source: Tax Board open data — based on VAT returns, may not exactly match revenue in the annual report. Updated quarterly.
Dividends
calculated2025
Distributed as dividends 209 776 € (21% of distributable profit).
History
2025209 776 €
2024189 583 €
2023241 913 €
2022160 000 €
2021148 213 €
2020187 360 €
Previous year's retained earnings + previous year's profit − current retained earnings.
Summary of financial statements2019–2025
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|
| Balance sheet — assets | |||||||
| Total current assets | 724 345 | 687 168 | 726 468 | 841 110 | 763 469 | 701 076 | 953 414 |
| Total non-current assets | 501 016 | 487 532 | 510 929 | 510 119 | 498 659 | 464 451 | 509 145 |
| Total assets | 1 225 361 | 1 174 700 | 1 237 397 | 1 351 229 | 1 262 128 | 1 165 527 | 1 462 559 |
| Balance sheet — liabilities and equity | |||||||
| Current liabilities | 99 150 | 80 698 | 118 231 | 167 488 | 193 890 | 147 086 | 133 053 |
| Non-current liabilities | — | 21 384 | 14 820 | 8257 | 1694 | 0 | — |
| Total liabilities | 99 150 | 102 082 | 133 051 | 175 745 | 195 584 | 147 086 | 133 053 |
| Share capital | 2556 | 2556 | 2556 | 2556 | 2556 | 2556 | 2556 |
| Retained earnings of previous periods | 689 987 | 936 039 | 921 593 | 941 534 | 930 759 | 874 149 | 805 853 |
| Profit for the year | 433 412 | 133 767 | 179 941 | 231 138 | 132 973 | 141 480 | 520 841 |
| Reserves and other equity | 256 | 256 | 256 | 256 | 256 | 256 | 256 |
| Total equity | 1 126 211 | 1 072 618 | 1 104 346 | 1 175 484 | 1 066 544 | 1 018 441 | 1 329 506 |
| Income statement | |||||||
| Sales revenue | 1 007 238 | 701 305 | 887 818 | 1 255 739 | 1 193 515 | 1 132 883 | 1 116 559 |
| Operating profit | 306 512 | 122 846 | 96 995 | 212 327 | 129 445 | 171 537 | 434 005 |
| EBITDA | 320 849 | 161 241 | 136 266 | 248 218 | 154 912 | 191 879 | 443 164 |
| Profit before income tax | 465 738 | 157 023 | 204 708 | 257 010 | 166 054 | 173 095 | 551 530 |
| Profit for the reporting year | 433 412 | 133 767 | 179 941 | 231 138 | 132 973 | 141 480 | 520 841 |
| Labour costs | 93 626 | 97 827 | 106 621 | 110 005 | 127 778 | 144 093 | 179 653 |
| Depreciation of non-current assets | 14 337 | 38 395 | 39 271 | 35 891 | 25 467 | 20 342 | 9159 |
| Other indicators | |||||||
| Employees | 5 | 5 | 5 | 5 | 5 | 5 | 5 |
| Calculated dividend | — | 187 360 | 148 213 | 160 000 | 241 913 | 189 583 | 209 776 |
A dash (—) means the report has not been filed or the line is not reported; 0 is a zero stated in the report.
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Annual reportsPDF, XBRL
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Source: e-Business Register (RIK). Files open/download directly from the official register.
Related companies
Same activity — Other printing n.e.c., incl. screen printing