Factor Finance OÜRegistered
Key figures
1 542 938 €+34,8%
Revenue 2025
+16,4%
Average annual growth 2019–2025
Ratios
202563,9%
Profit margin
64,2%
EBITDA margin
62,5%
Equity ratio
46×
Current ratio
22,4%
Return on equity
Balance sheet structure
Current assetsNon-current assetsLiabilitiesEquity
Quarterly figures
| Quarter | Revenue | Number of employees | Labour taxes |
|---|---|---|---|
| Q2 2026 | 433 541 € | 1 | 67 757 € |
| Q1 2026 | 420 541 € | 1 | 66 086 € |
| Q4 2025 | 411 466 € | — | 58 212 € |
| Q3 2025 | 382 140 € | — | 51 674 € |
| Q2 2025 | 387 000 € | — | 51 711 € |
| Q1 2025 | 314 569 € | — | 49 687 € |
Source: Tax Board open data — based on VAT returns, may not exactly match revenue in the annual report. Updated quarterly.
Summary of financial statements2019–2025
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|
| Balance sheet — assets | |||||||
| Total current assets | 2 480 970 | 2 639 360 | 4 081 828 | 4 691 745 | 5 155 648 | 6 002 671 | 7 009 428 |
| Total non-current assets | 25 548 | 21 690 | 15 350 | 20 049 | 13 242 | 31 572 | 30 815 |
| Total assets | 2 506 518 | 2 661 050 | 4 097 178 | 4 711 794 | 5 168 890 | 6 034 243 | 7 040 243 |
| Balance sheet — liabilities and equity | |||||||
| Current liabilities | 27 549 | 71 728 | 61 464 | 253 791 | 94 768 | 132 230 | 152 730 |
| Non-current liabilities | 1 644 743 | 1 439 743 | 2 389 743 | 2 389 743 | 2 389 743 | 2 484 843 | 2 484 843 |
| Total liabilities | 1 672 292 | 1 511 471 | 2 451 207 | 2 643 534 | 2 484 511 | 2 617 073 | 2 637 573 |
| Share capital | 35 000 | 35 000 | 35 000 | 35 000 | 35 000 | 35 000 | 35 000 |
| Retained earnings of previous periods | 384 712 | 775 726 | 1 091 078 | 1 587 471 | 2 009 760 | 2 625 879 | 3 358 670 |
| Profit for the year | 391 014 | 315 353 | 496 393 | 422 289 | 616 119 | 732 791 | 985 500 |
| Reserves and other equity | 23 500 | 23 500 | 23 500 | 23 500 | 23 500 | 23 500 | 23 500 |
| Total equity | 834 226 | 1 149 579 | 1 645 971 | 2 068 260 | 2 684 379 | 3 417 170 | 4 402 670 |
| Income statement | |||||||
| Sales revenue | 621 309 | 562 129 | 709 396 | 796 554 | 868 833 | 1 144 885 | 1 542 938 |
| Operating profit | 423 074 | 315 807 | 497 807 | 424 057 | 617 072 | 729 130 | 984 742 |
| EBITDA | 427 681 | 321 892 | 503 985 | 430 702 | 623 878 | 735 117 | 990 498 |
| Profit before income tax | 391 014 | 315 353 | 496 393 | 422 289 | 616 119 | 732 791 | 985 500 |
| Profit for the reporting year | 391 014 | 315 353 | 496 393 | 422 289 | 616 119 | 732 791 | 985 500 |
| Labour costs | 64 837 | 106 400 | 122 194 | 137 156 | 194 512 | 379 050 | 526 885 |
| Depreciation of non-current assets | 4607 | 6085 | 6178 | 6645 | 6806 | 5987 | 5756 |
| Other indicators | |||||||
| Employees | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Calculated dividend | — | 0 | 0 | 0 | 0 | 0 | 0 |
A dash (—) means the report has not been filed or the line is not reported; 0 is a zero stated in the report.
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Annual reportsPDF, XBRL
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Source: e-Business Register (RIK). Files open/download directly from the official register.
Related companies
Same activity — Other financial services n.e.c., except insurance and pension funding