OPTIMA KREDIT OÜ
RegisteredKey figures
Ratios
2025Summary: OPTIMA KREDIT OÜ
What kind of company is it?
OPTIMA KREDIT OÜ (registry code 11092198) is a private limited company (OÜ). The company was entered in the Commercial Register in 2004 and has been registered for 21 years. Registered location: Kesklinna linnaosa, Tallinn, Harju maakond. According to the latest annual report, the main activity is other credit granting, except pawnshops (EMTAK 64929).
How is the company doing financially?
Revenue in financial year 2025 was 4173 €, down 42,1% on the previous year (7208 €). From 2019 to 2025, revenue declined by an average of 25,0% per year. This is the company's lowest revenue among the published years (2019–2025). Net profit for financial year 2025 was 2143 € (51,4% of revenue). The company was profitable in 6 of the 7 published financial years. According to the report, the company had no employees in financial year 2025. At the end of financial year 2025, total assets were 269 921 € and equity 269 921 € (100% of assets).
Who runs the company and who owns it?
The company has one management board member. The sole owner of the company is Omax Kapital OÜ.
Where does the data come from and how fresh is it?
Register data (name, address, legal form, management board and owners) come from the Commercial Register of the Centre of Registers and Information Systems (RIK); changes are read from RIK every night. Financial figures come from annual reports; the latest report (financial year 2025) was filed on 02.10.2026. Changes, averages and ratios are calculated by entity.ee from open data and are not an official assessment.
Summary of financial statements2021–2025
| 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Sales revenue | 17 288 | 18 105 | 9870 | 7208 | 4173 |
| Net profit | 17 700 | 25 544 | −8967 | 7202 | 2143 |
| Retained earnings | −45 906 | −28 206 | −2662 | −11 628 | −4426 |
| Total assets | 246 882 | 272 427 | 260 575 | 267 778 | 269 921 |
| Total liabilities | 2884 | 2885 | 0 | 0 | 0 |
| Total equity | 243 998 | 269 542 | 260 575 | 267 778 | 269 921 |
| Employees | 0 | 0 | 0 | 0 | 0 |
| Calculated dividend | 0 | 0 | 0 | 0 | 0 |
A dash (—) means the report has not been filed or the line is not reported; 0 is a zero stated in the report.
Risks and obligations1 note6 clear
Data from public registers, not a credit rating.
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Change history
1 change- 09.11.2026*Annual report 2025 filed
Entered in the register on 15.12.2004.
Source: Business Register change list and open data. * date the change was detected in open data (it happened between this and the previous data update).
Annual reportsPDF, XBRL
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Source: e-Business Register (RIK). Files open/download directly from the official register.
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