ESTO AS

Registered
14180709Public limited company (AS)Founded 2017

Key figures

30 122 293 €+11,1%
Revenue 2025
+83,8%
Average annual growth 2020–2025
010 m20 m30 m40 m202020212022202320242025

Ratios

2025

Summary: ESTO AS

What kind of company is it?

ESTO AS (registry code 14180709) is a public limited company (AS). The company was entered in the Commercial Register in 2017 and has been registered for 9 years. Registered location: Kesklinna linnaosa, Tallinn, Harju maakond. According to the latest annual report, the main activity is other credit granting, except pawnshops (EMTAK 64929). The company is registered for VAT (VAT number EE102137143).

How is the company doing financially?

Revenue in financial year 2025 was 30 122 293 €, up 11,1% on the previous year (27 121 311 €). From 2020 to 2025, revenue grew by an average of 83,8% per year. This is the company's highest revenue among the published years (2020–2025). Net profit for financial year 2025 was 14 426 000 € (47,9% of revenue). The company was profitable in all 7 published financial years. In financial year 2025 the company had 30 employees (25 a year earlier). Revenue per employee was 1 004 076 €. At the end of financial year 2025, total assets were 82 129 401 € and equity 38 137 000 € (46,4% of assets).

What do the latest quarters show?

According to the Tax and Customs Board, turnover in Q3 2026 was 242 803 €, down 14,4% on the same quarter a year earlier. The company had 30 employees in that quarter. Labour taxes paid in the quarter: 139 889 €. Based on labour taxes, the estimated average gross salary in Q3 2026 was about 2860 € per month.

Who runs the company and who owns it?

The company has one management board member. The supervisory board has 3 members. The sole owner of the company is ESTO Holdings OÜ.

Where does the data come from and how fresh is it?

Register data (name, address, legal form, management board and owners) come from the Commercial Register of the Centre of Registers and Information Systems (RIK); changes are read from RIK every night. Financial figures come from annual reports; the latest report (financial year 2025) was filed on 29.04.2026. Quarterly turnover, employee numbers and labour taxes come from the open data of the Tax and Customs Board (EMTA); latest quarter Q3 2026. Changes, averages and ratios are calculated by entity.ee from open data and are not an official assessment.

Quarterly figures
QuarterRevenueNumber of employeesLabour taxes
Q3 2026242 803 €30139 889 €
Q2 2026229 688 €29131 883 €
Q1 2026225 633 €28130 701 €
Q4 2025280 879 €28145 349 €
Q3 2025283 782 €27143 024 €
Q2 2025252 554 €25130 423 €
Q1 2025224 992 €24110 245 €

Source: Tax Board open data — based on VAT returns, may not exactly match revenue in the annual report. Updated quarterly.

Summary of financial statements2021–2025
2021 †2022 †2023 †2024 †2025 †
Sales revenue2 296 76515 987 94221 865 31827 121 31130 122 293
Net profit3 299 0003 748 0005 851 00011 254 00014 426 000
Retained earnings743 0004 041 0007 790 00012 192 00023 445 000
Total assets31 552 93045 466 67563 228 55071 085 37582 129 401
Total liabilities27 247 00037 412 00049 387 00047 374 00043 992 000
Total equity4 308 0008 055 00013 907 00023 712 00038 137 000
Employees2221292530
Average gross salary (monthly)15602198222125782633

A dash (—) means the report has not been filed or the line is not reported; 0 is a zero stated in the report. † Figures for the marked years come from a report filed as PDF and may be incomplete.

Risks and obligationsAll clear2 for information
Register status
Registered
Business Register
Tax debt
None
Tax and Customs Board list of tax debtors
Enforcement and official notices
None
Official Announcements (Ametlikud Teadaanded)
Consumer disputes
5 decisions · 4 in favour of the consumer
Consumer Disputes Committee (TTJA)
Annual report filing
3/3 filed
All on time
Business Register · 2023–2025
Auditor's opinion
Teostatud (kuid sisu töötlemata, vt dokument)
Business Register · 2025 annual report
Commercial pledges
None
Business Register
Share pledges and disposal bans
None
Business Register

Data from public registers, not a credit rating.

Connections graph

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100%ESTO ASESTO Holdings OÜ2Martin UstaalEdward-Edgar Räim2Kristian Allikmaa6Vahur Rajaver
CompanyPersonShareholderOther roleAdditional linkZoom: Ctrl/⌘ + scroll

State aid and grants

1 record

State aid and de minimis aid in total 342 € (2026). Largest grantors: Haridus- ja Noorteamet (342 €).

Show all aid records (1)
2026342 €
GrantorPurposeAmountDate
Haridus- ja NoorteametMuu342 €14.05.2026

Source: State Aid and De Minimis Aid Register (Ministry of Finance). For guarantees and loans the amount is the aid element, not the loan amount. View in the register ↗

Annual reportsPDF, XBRL

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Source: e-Business Register (RIK). Files open/download directly from the official register.

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