Cachet Insurance Broker OÜRegistered
Key figures
1 651 964 €+169,0%
Revenue 2025
+149,6%
Average annual growth 2021–2025
Ratios
202518,1%
Profit margin
16,5%
EBITDA margin
35,2%
Equity ratio
1,5×
Current ratio
40,4%
Return on equity
4579 €
Average gross salary
Profit exceeds EBITDA because of financial income (e.g. dividends or interest), which EBITDA does not include.
Balance sheet structure
Current assetsNon-current assetsLiabilitiesEquity
Quarterly figures
| Quarter | Revenue | Number of employees | Labour taxes |
|---|---|---|---|
| Q2 2026 | 22 851 € | 17 | 130 595 € |
| Q1 2026 | 14 466 € | 16 | 119 376 € |
| Q4 2025 | 26 008 € | 14 | 124 872 € |
| Q3 2025 | 15 905 € | 13 | 106 573 € |
| Q2 2025 | 14 708 € | 12 | 98 345 € |
| Q1 2025 | 28 512 € | 11 | 101 410 € |
Source: Tax Board open data — based on VAT returns, may not exactly match revenue in the annual report. Updated quarterly.
Summary of financial statements2020–2025
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|
| Balance sheet — assets | ||||||
| Total current assets | 98 924 | 93 271 | 195 387 | 274 747 | 398 270 | 1 192 015 |
| Total non-current assets | 1334 | 42 943 | 194 343 | 661 553 | 870 973 | 912 837 |
| Total assets | 100 258 | 136 214 | 389 730 | 936 300 | 1 269 243 | 2 104 852 |
| Balance sheet — liabilities and equity | ||||||
| Current liabilities | 21 331 | 91 587 | 163 094 | 235 585 | 400 494 | 817 694 |
| Non-current liabilities | 115 341 | 507 251 | 1 688 155 | 1 118 241 | 427 666 | 546 838 |
| Total liabilities | 136 672 | 598 838 | 1 851 249 | 1 353 826 | 828 160 | 1 364 532 |
| Share capital | 2500 | 2500 | 2500 | 2500 | 2500 | 2500 |
| Retained earnings of previous periods | — | −38 914 | −465 124 | −1 464 019 | −2 420 026 | −3 061 417 |
| Profit for the year | −38 914 | −426 210 | −998 895 | −956 007 | −641 391 | 299 237 |
| Reserves and other equity | — | — | — | 2 000 000 | 3 500 000 | 3 500 000 |
| Total equity | −36 414 | −462 624 | −1 461 519 | −417 526 | 441 083 | 740 320 |
| Income statement | ||||||
| Sales revenue | — | 42 552 | 128 030 | 185 507 | 614 118 | 1 651 964 |
| Operating profit | −38 605 | −414 494 | −961 494 | −913 642 | −622 272 | 272 835 |
| EBITDA | — | −414 149 | −961 118 | −913 266 | −622 229 | 272 835 |
| Profit before income tax | −38 914 | −426 210 | −998 895 | −956 007 | −641 391 | 299 237 |
| Profit for the reporting year | −38 914 | −426 210 | −998 895 | −956 007 | −641 391 | 299 237 |
| Labour costs | 4894 | 199 781 | 669 624 | 645 871 | 730 826 | 993 870 |
| Depreciation of non-current assets | — | 345 | 376 | 376 | 43 | 0 |
| Other indicators | ||||||
| Employees | 2 | 4 | 10 | 10 | 11 | 14 |
| Calculated dividend | — | 0 | 0 | 0 | 0 | 0 |
A dash (—) means the report has not been filed or the line is not reported; 0 is a zero stated in the report.
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Annual reportsPDF, XBRL
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Source: e-Business Register (RIK). Files open/download directly from the official register.
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