Elama Kindlustus ASRegistered
Key figures
Ratios
Balance sheet structure
Quarterly figures
| Quarter | Revenue | Number of employees | Labour taxes |
|---|---|---|---|
| Q3 2026 | 64 453 € | 35 | 227 081 € |
| Q2 2026 | 151 473 € | 32 | 221 341 € |
| Q1 2026 | 82 656 € | 32 | 227 541 € |
| Q4 2025 | 101 163 € | 31 | 191 675 € |
| Q3 2025 | 69 259 € | 29 | 200 565 € |
| Q2 2025 | 101 795 € | 29 | 203 222 € |
| Q1 2025 | 143 123 € | 26 | 164 664 € |
Source: Tax Board open data — based on VAT returns, may not exactly match revenue in the annual report. Updated quarterly.
Summary of financial statements2019–2025
| 2019 † | 2020 † | 2021 † | 2022 † | 2023 † | 2024 † | 2025 † | |
|---|---|---|---|---|---|---|---|
| Balance sheet — assets | |||||||
| Total current assets | 12 963 954 | 8 762 254 | — | — | — | 20 564 950 | — |
| Total non-current assets | 8 890 168 | 11 199 440 | — | — | — | 755 131 | — |
| Total assets | 21 854 122 | 19 961 694 | 19 938 567 | 22 055 853 | 19 258 144 | 21 320 081 | 21 116 169 |
| Balance sheet — liabilities and equity | |||||||
| Current liabilities | — | — | — | — | — | — | — |
| Non-current liabilities | — | — | — | — | — | — | — |
| Total liabilities | — | — | — | — | — | — | — |
| Share capital | 3 195 582 | 3 195 582 | — | — | — | 4 012 392 | — |
| Retained earnings of previous periods | 2 096 998 | 2 690 626 | — | — | — | 0 | — |
| Profit for the year | 593 628 | 826 476 | — | — | — | 696 062 | — |
| Reserves and other equity | 854 820 | 854 820 | — | — | — | 1 296 073 | — |
| Total equity | 6 741 028 | 7 567 504 | — | — | — | 6 004 527 | — |
| Income statement | |||||||
| Sales revenue | 8 600 497 | 5 535 913 | 4 542 756 | 7 809 675 | 7 668 433 | 6 999 226 | 9 386 926 |
| Operating profit | — | 826 476 | — | — | — | — | — |
| Profit before income tax | 593 628 | 826 476 | — | — | — | 696 062 | — |
| Profit for the reporting year | 593 628 | 826 476 | — | — | — | 696 062 | — |
| Labour costs | 890 046 | 416 664 | — | — | — | — | — |
| Depreciation of non-current assets | — | — | — | — | — | — | — |
| Other indicators | |||||||
| Employees | 23 | 22 | 20 | 20 | 19 | 29 | 33 |
| Calculated dividend | — | — | — | — | — | — | — |
A dash (—) means the report has not been filed or the line is not reported; 0 is a zero stated in the report. † Figures for the marked years come from a report filed as PDF and may be incomplete.
Risks and obligations1 note1 for information4 clear
Data from public registers, not a credit rating.
Connections graph
Click a node to see its other connections.
Public procurement
43 contractsPublic contracts won worth 1 111 965 € from 6 contracting authorities (26.08.2025–16.08.2026). Plus 3 framework agreements shared with other suppliers (not included in the total).
| Tender | Contracting authority | Amount | Awarded |
|---|---|---|---|
| Liikluskindlustuse teenuse ostmine PPA maismaasõidukitele | Politsei- ja Piirivalveamet | up to 1 600 000 € | 16.08.2026 |
| Kindlustusteenus · PERH kaskokindlustus | sihtasutus Põhja-Eesti Regionaalhaigla | 88 958 € | 20.07.2026 |
| Võru valla sõidukite liiklus-ja kaskokindlustuse ostmine 2026 · Liikluskindlustus | Võru Vallavalitsus | 1859 € | 20.02.2026 |
| AS Metrosert kaskokindlustus | Aktsiaselts Metrosert | up to 291 € | 23.01.2026 |
| AS Metrosert kaskokindlustus | Aktsiaselts Metrosert | up to 198 € | 23.01.2026 |
| AS Metrosert kaskokindlustus | Aktsiaselts Metrosert | up to 242 € | 23.01.2026 |
| AS Metrosert kaskokindlustus | Aktsiaselts Metrosert | up to 242 € | 23.01.2026 |
| AS Metrosert kaskokindlustus | Aktsiaselts Metrosert | up to 380 € | 23.01.2026 |
Source: Public Procurement Register open data from October 2023. All public tenders
Summary: Elama Kindlustus AS
Overview
Elama Kindlustus AS (registry code 10089395) is a public limited company (AS). The company was entered in the Commercial Register in 1996 and has been registered for 29 years. Registered location: Kesklinna linnaosa, Tallinn, Harju maakond. According to the latest annual report, the main activity is kahjukindlustus (EMTAK 65121). The company is registered for VAT (VAT number EE101373209).
Financial results
Revenue in financial year 2025 was 9 386 926 €, up 34,1% on the previous year (6 999 226 €). From 2019 to 2025, revenue grew by an average of 1,5% per year. This is the company's highest revenue among the published years (2019–2025). Net profit for financial year 2024 was 696 062 € (9,9% of revenue). The company was profitable in all 3 published financial years. In financial year 2025 the company had 33 employees (29 a year earlier). Revenue per employee was 284 452 €. At the end of financial year 2024, total assets were 21 320 081 € and equity 6 004 527 € (28,2% of assets).
Latest quarterly figures
According to the Tax and Customs Board, turnover in Q3 2026 was 64 453 €, down 6,9% on the same quarter a year earlier. The company had 35 employees in that quarter. Labour taxes paid in the quarter: 227 081 €. Based on labour taxes, the estimated average gross salary in Q3 2026 was about 3900 € per month.
Management and owners
The management board has 2 members. The supervisory board has 3 members.
Data sources and freshness
Register data (name, address, legal form, management board and owners) come from the Commercial Register of the Centre of Registers and Information Systems (RIK); changes are read from RIK every night. Latest register change: 25.09.2026. Financial figures come from annual reports; the latest report (financial year 2025) was filed on 18.06.2026. Quarterly turnover, employee numbers and labour taxes come from the open data of the Tax and Customs Board (EMTA); latest quarter Q3 2026. The LEI code (5299009CEFOJNUSUBR38) comes from the GLEIF database. Changes, averages and ratios are calculated by entity.ee from open data and are not an official assessment.