Avor Kindlustusmaakler OÜRegistered

11730724Private limited company (OÜ)Founded 2009

Key figures

196 500 €−3,9%

Revenue 2025

+9,2%

Average annual growth 2019–2025

2025

48,4%

Profit margin

44,4%

EBITDA margin

91,5%

Equity ratio

6,8×

Current ratio

18,6%

Return on equity

1411 €

Average gross salary

Profit exceeds EBITDA because of financial income (e.g. dividends or interest), which EBITDA does not include.

Balance sheet structure

Current assetsNon-current assetsLiabilitiesEquity

Quarterly figures

Quarter	Revenue	Number of employees	Labour taxes
Q2 2026	—	—	4307 €
Q1 2026	—	—	4529 €
Q4 2025	—	—	5145 €
Q3 2025	—	—	5145 €
Q2 2025	—	—	5145 €
Q1 2025	—	—	4650 €

Source: Tax Board open data — based on VAT returns, may not exactly match revenue in the annual report. Updated quarterly.

calculated

2025

Distributed as dividends 20 917 € (5% of distributable profit).

History

202520 917 €

202440 609 €

202327 164 €

202241 112 €

202119 046 €

202022 120 €

Previous year's retained earnings + previous year's profit − current retained earnings.

Summary of financial statements2019–2025

	2019	2020	2021	2022	2023	2024	2025
Balance sheet — assets
Total current assets	211 213	267 711	297 365	350 262	435 742	478 448	324 722
Total non-current assets	134	2531	5717	3596	2257	942	234 500
Total assets	211 347	270 242	303 082	353 858	437 999	479 390	559 222
Balance sheet — liabilities and equity
Current liabilities	35 238	43 174	36 490	43 029	54 490	41 956	47 657
Non-current liabilities	—	—	—	—	—	—	—
Total liabilities	35 238	43 174	36 490	43 029	54 490	41 956	47 657
Share capital	2555	2555	2555	2555	2555	2555	2555
Retained earnings of previous periods	117 035	151 053	205 086	222 544	280 729	339 964	413 581
Profit for the year	56 138	73 079	58 570	85 349	99 844	94 534	95 048
Reserves and other equity	381	381	381	381	381	381	381
Total equity	176 109	227 068	266 592	310 829	383 509	437 434	511 565
Income statement
Sales revenue	115 800	129 325	138 043	168 723	190 580	204 487	196 500
Operating profit	49 942	56 385	60 416	87 813	89 586	86 414	83 658
EBITDA	50 587	57 515	61 622	89 934	90 925	87 729	87 323
Profit before income tax	62 767	78 396	61 483	93 515	104 404	101 870	101 124
Profit for the reporting year	56 138	73 079	58 570	85 349	99 844	94 534	95 048
Labour costs	24 657	26 680	26 680	30 189	34 997	40 483	45 325
Depreciation of non-current assets	645	1130	1206	2121	1339	1315	3665
Other indicators
Employees	2	2	2	2	2	2	2
Calculated dividend	—	22 120	19 046	41 112	27 164	40 609	20 917

A dash (—) means the report has not been filed or the line is not reported; 0 is a zero stated in the report.

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Annual reportsPDF, XBRL

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Source: e-Business Register (RIK). Files open/download directly from the official register.

Same activity — Kindlustusmaaklerite tegevus