AS LHV KindlustusRegistered
Key figures
Ratios
2025Balance sheet structure
Quarterly figures
| Quarter | Revenue | Number of employees | Labour taxes |
|---|---|---|---|
| Q3 2026 | — | 66 | 401 596 € |
| Q2 2026 | 122 626 € | 65 | 387 985 € |
| Q1 2026 | 222 068 € | 64 | 420 303 € |
| Q4 2025 | 170 293 € | 55 | 385 683 € |
| Q3 2025 | 129 189 € | 53 | 405 527 € |
| Q2 2025 | 153 876 € | 55 | 383 033 € |
| Q1 2025 | 175 479 € | 55 | 392 182 € |
Source: Tax Board open data — based on VAT returns, may not exactly match revenue in the annual report. Updated quarterly.
Summary of financial statements2020–2025
| 2020 † | 2021 † | 2022 † | 2023 † | 2024 † | 2025 † | |
|---|---|---|---|---|---|---|
| Balance sheet — assets | ||||||
| Total current assets | 7 349 647 | 13 328 753 | — | 19 673 386 | 23 679 000 | 27 693 000 |
| Total non-current assets | 232 991 | 1 530 140 | — | 2 151 074 | 2 233 000 | 932 000 |
| Total assets | 7 582 638 | 14 858 893 | 29 892 298 | 21 824 460 | 25 911 965 | 28 625 035 |
| Balance sheet — liabilities and equity | ||||||
| Current liabilities | — | — | — | — | — | — |
| Non-current liabilities | — | — | — | — | — | — |
| Total liabilities | — | — | — | — | — | — |
| Share capital | 8 000 000 | 8 000 000 | — | 8 000 000 | 8 000 000 | 8 000 000 |
| Retained earnings of previous periods | — | −550 509 | — | −3 303 332 | −2 924 000 | −1 571 000 |
| Profit for the year | −550 509 | −822 966 | — | 304 690 | 1 198 000 | 2 521 000 |
| Reserves and other equity | — | 20 833 | — | 245 444 | 209 000 | 126 000 |
| Total equity | 7 449 491 | 6 647 358 | — | 5 246 802 | 6 483 000 | 9 076 000 |
| Income statement | ||||||
| Sales revenue | 0 | 2 174 967 | 17 138 236 | 26 037 973 | 34 968 684 | 41 080 547 |
| Operating profit | −539 491 | −822 966 | — | — | — | — |
| EBITDA | — | −554 226 | — | — | — | — |
| Profit before income tax | −550 509 | −822 966 | — | 304 690 | 1 198 000 | 2 521 000 |
| Profit for the reporting year | −550 509 | −822 966 | — | 304 690 | 1 198 000 | 2 521 000 |
| Labour costs | 398 080 | — | — | — | — | — |
| Depreciation of non-current assets | — | 268 740 | — | — | — | — |
| Other indicators | ||||||
| Employees | 11 | 29 | 39 | 51 | 60 | 57 |
| Calculated dividend | — | — | — | — | — | — |
A dash (—) means the report has not been filed or the line is not reported; 0 is a zero stated in the report. † Figures for the marked years come from a report filed as PDF and may be incomplete.
Risks and obligationsAll clear1 for information
Data from public registers, not a credit rating.
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Public procurement
37 contractsPublic contracts won worth 902 372 € from 24 contracting authorities (02.02.2024–11.09.2026).
| Tender | Contracting authority | Amount | Awarded |
|---|---|---|---|
| Tööandja täiendav tervisekindlustus PTA töötajatele · joint bid | Põllumajandus- ja Toiduamet | 299 970 € | 11.09.2026 |
| Töötajate tervisekindlustus · joint bid | OÜ Rail Baltic Estonia | 80 000 € | 31.08.2026 |
| Kindlustusteenuse ostmine | Lääne-Nigula Vallavalitsus | 10 590 € | 13.07.2026 |
| RIA töötajate tervisekindlustus (2026-2027) · joint bid | Riigi Infosüsteemi Amet | 130 000 € | 28.04.2026 |
| Tööandja täiendav tervisekindlustus PRIA töötajatele (2026-2027) · joint bid | Põllumajanduse Registrite ja Informatsiooni Amet | 51 200 € | 11.04.2026 |
| Töötajate täiendav tervisekindlustus · joint bid | Siseministeerium | 72 000 € | 25.03.2026 |
| Tööandja poolne täiendav tervisekindlustus Lääne-Harju Vallavalitsuse ja hallatavate asutuste töötajatele · joint bid | Lääne-Harju Vallavalitsus | 56 000 € | 23.03.2026 |
| Tööandja tervisekindlustus 2026-2027 · joint bid | Aktsiaselts Tallinna Hambakliinik | 32 000 € | 10.03.2026 |
Source: Public Procurement Register open data from October 2023. All public tenders
Annual reportsPDF, XBRL
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Source: e-Business Register (RIK). Files open/download directly from the official register.
Summary: AS LHV Kindlustus
Overview
AS LHV Kindlustus (registry code 14973611) is a public limited company (AS). The company was entered in the Commercial Register in 2020 and has been registered for 6 years. Registered location: Kesklinna linnaosa, Tallinn, Harju maakond. According to the latest annual report, the main activity is kahjukindlustus (EMTAK 65121). The company is registered for VAT (VAT number EE100530247).
Financial results
Revenue in financial year 2025 was 41 080 547 €, up 17,5% on the previous year (34 968 684 €). This is the company's highest revenue among the published years (2020–2025). Net profit for financial year 2025 was 2 521 000 € (6,1% of revenue). The company was profitable in 3 of the 5 published financial years. In financial year 2025 the company had 57 employees (60 a year earlier). Revenue per employee was 720 711 €. At the end of financial year 2025, total assets were 28 625 035 € and equity 9 076 000 € (31,7% of assets).
Latest quarterly figures
Based on labour taxes, the estimated average gross salary in Q3 2026 was about 3670 € per month.
Management and owners
The management board has 2 members. The supervisory board has 4 members.
Data sources and freshness
Register data (name, address, legal form, management board and owners) come from the Commercial Register of the Centre of Registers and Information Systems (RIK); changes are read from RIK every night. Financial figures come from annual reports; the latest report (financial year 2025) was filed on 27.03.2026. Quarterly turnover, employee numbers and labour taxes come from the open data of the Tax and Customs Board (EMTA); latest quarter Q3 2026. The LEI code (254900MBQTBOMPBFJN15) comes from the GLEIF database. Changes, averages and ratios are calculated by entity.ee from open data and are not an official assessment.